JITO Awas Yojna

On 25th June 2015, Prime Minister Awas Yojna (PMAY) was planned by our respected PM Shri Narendra Modi with a vision that not a single family should be there without a home.

Eligibility for PMAY:

  1.  Beneficiary max age 70 years
  2. EWS (Economic Weaker Section) family income limit is ₹3 lakhs per annum and for LIG (Lower Income Group) Family Income limit is ₹6 Lakhs per annum,[14] and Middle Income Group -(MIG-I) income between ₹6 lakhs to ₹12 lakhs per annum, (MIG-II) income between ₹12 lakhs to ₹18 lakhs per annum [15][13] 
  3. The beneficiary should not have an own dwelling unit on the name of any family member in any part of India.[5] 
  4. The loan applicant should not have availed any central/state government subsidy or benefit for buying a home under the PMAY scheme.
  5. Currently, the loan applicant should not own any property under their name and along with any of the family members (including the dependents).
  6. The home renovation or improvement loans, self-construction loans will be allocated only for EWS and LIG categories.[16]
  7. The houses given under this scheme will be owned by females or jointly with males.[10]

Inspired by the Prime Minister’s vision, JITO Awas yojna model has been prepared for Jain families. 

Owning a house strengthens stability, brings peace of mind, improves social status, bolsters self-growth and increases prosperity. However, owning a house is still a dream of many Jain families. 

  1.           Core objective of this project is for the upliftment of those sadharmik who are living in rented houses or in slum area in a hut etc. Where most of their income is spent in paying rent or maintaining their dwelling and are from economically weaker section.
  2.          This noble cause will be supported through donations by members of JITO and alike. Government’s assistance will be sought under their relevant schemes.
  3.           The proposed project should be in close proximity to a Derasar and Upsharay, so that an individual can follow the principles of Jainism. 
  4.     To provide own residential unit to Jain family residing in Ahmedabad city with the help of capital subsidy.
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